This Privacy Policy explains how Curbside Insured ("we," "us," "our") collects, uses, discloses, and safeguards information when you visit our website or use our SMS opt-in services. Curbside Insured is an independent auto insurance education platform. We are not an insurance company, agent, broker, or lead-generation platform.
1. Information We Collect
We collect only what we need to deliver the educational content you request:
- Identifiers you provide: name, email address, and (only if you choose to receive SMS) mobile phone number.
- Consent records: time-stamped logs of which checkboxes you selected.
- Inquiry content: information you submit through our Contact form.
- Usage data: standard server logs, IP address, browser type, pages viewed, referring URLs.
- Cookies: strictly necessary cookies for site function and minimal analytics.
2. How We Use Information
- To deliver the free educational content you requested (including by SMS, if you opted in).
- To respond to inquiries you send through the Contact form.
- To maintain audit-quality records of SMS consent (required by federal and carrier rules).
- To improve our content and the operation of the website.
- To detect and prevent abuse, fraud, or security incidents.
3. SMS Messaging and Mobile Information
If you opt in to receive SMS messages, message frequency varies based on the type of opt-in. Message and data rates may apply. Reply STOP to cancel and HELP for help. Opt-out is honored immediately.
No sharing for marketing or lead generation. Curbside Insured does not sell, rent, share, or transfer your mobile phone number, SMS consent, or any other personal information to third parties for marketing or lead generation purposes. Specifically, we do not share consent data with insurance carriers, agents, brokers, comparison platforms, or lead aggregators. This applies under all circumstances.
4. How We Disclose Information
We share information only with:
- Service providers strictly necessary to operate the site or deliver SMS (such as our SMS gateway and hosting providers), under contracts that prohibit secondary use.
- Authorities when required by law, valid legal process, or to protect rights and safety.
- A successor entity in the event of a merger, acquisition, or sale of assets, subject to the same restrictions in this Policy.
5. Your Choices and Rights
- SMS opt-out: reply STOP to any message at any time.
- Email: contact us at ask@curbsideinsured.com to request access, correction, or deletion of your information.
- State rights: residents of California, Colorado, Virginia, and other states with privacy laws may have additional rights, including the right to access, delete, and opt out of certain processing.
6. Data Retention and Security
We retain consent records for the period required to demonstrate compliance with federal and carrier rules. Other personal information is retained only as long as needed for the purposes described above. We use reasonable administrative, technical, and physical safeguards to protect personal information; no system is perfectly secure.
7. Children
The site is not directed to children under 13. We do not knowingly collect information from children under 13.
8. Changes
We may update this Policy from time to time. We will post the updated version on this page and revise the "Last updated" date above.
9. Contact Us
- Company: Curbside Insured
- Address: Address: 221 Clearwater Loop, Ste R, Post Falls, Idaho, 83854
- Phone: +1 (855) 375-1372
- Email: ask@curbsideinsured.com
- Website: curbsideinsured.com
See also our Terms of Use and SMS Terms of Service.