About
Curbside Insured is a US-based auto insurance education platform helping everyday drivers understand how insurance scoring affects their premiums, identify which states restrict the practice, and take concrete steps to lower their costs.
We exist because most American drivers have never been told that a separate, carrier-built score derived from their credit file influences what they pay for auto insurance. We are not insurance professionals. We are educators. We translate dense regulatory language and carrier filings into plain English so drivers can make informed decisions — without being routed into a sales funnel.
Published a one-page guide on insurance scoring after a friend's premium jumped 40%.
Built and shipped a comprehensive 50-state classification of credit-use rules.
Launched free Score Explainer via SMS for drivers without easy desktop access.
Released the Premium Reduction Guide with step-by-step financial actions.
Free text-delivered explainer covering insurance scoring and your state's rules.
A continually updated map of how each US state regulates credit-based scoring.
Concrete, no-cost financial actions that can improve your insurance score.
Our Vision
Every American driver should know exactly which score is pricing their policy, and have the tools to change it.
We have no carriers, no commissions, no quote forms.
Consent data never leaves our systems for marketing purposes.
Every state-rule change is reviewed and reflected promptly.
No jargon, no fine print buried in PDFs.
Our guides answer the questions carriers prefer you not ask.